How Much Is Enough?

Calculate your survival, comfort, and freedom numbers with a simple, honest tool.

Earlier this year I wrote an article that received a lot of positive feedback and further queries. It was about three numbers that I think every working professional needs to define before anything else.

Not a corpus target borrowed from a YouTube video.

Not a thumb rule from a personal finance book.

Three numbers that are specific to your life, your expenses, your obligations.

The survival number. The comfort number. The freedom number.

The survival number is the one that changes how you walk into meeting rooms. Once you know it, your tolerance for things that are slowly damaging you drops. Not because you become reckless, but because fear stops being the only thing keeping you in place.

If you missed that piece, it is on Freefincal: [Three Numbers That Redefined My Survival, Comfort, and Freedom]

And because several readers asked how to actually calculate these numbers for their own situation, I built a simple Excel tool that walks you through it.

Download the Three Numbers Calculator below for free.

Fill in your actual expenses. Be honest about what is essential and what is lifestyle. The number that comes out at the end is more useful than any corpus target you have seen on the internet.

sneharege.com

Sneha Rege writes about money, behaviour, and the decisions in between.

For Indian salaried professionals who are building a financial life without a manual.

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